Products. Your Scotia advisor can help you come up with a plan on how to navigate this time, from building a budget to managing your wealth. Avoid storing bank account numbers, user IDs, or passwords on your mobile device. Related Articles. A Scotia advisor will get to know you and help build a customized education savings plan to help you achieve your goals. 00. Savings Accelerator Account: No Charge: No Charge: Not Available: Not Available: Money Master Savings Account: No Charge: No Charge: $2. A Savings Accelerator Account held within a RRIF, LIF or Registered Locked-In RSP or any other registered or non-registered plan is not eligible for the Promotional Interest. Some other companies offer higher promotional. Download the Scotiabank Mobile Banking App and sign up for Scotia OnLine. Your one-stop shop for stories, hints and tips to help you make the most of your money. Registered Retirement Savings Plans (RRSP) Tax-Free Savings Accounts (TFSA) First Home Savings Account (FHSA) Registered Education Savings Plans (RESP) Registered Retirement Income Funds (RRIF) Registered Disability Savings Plan (RDSP) Products. Earn a savings rate of up to 5. One thing to. Money held in a Scotia US Do lar Interest. What investment options are available for my RRIF? The government requires that everyone with a RRSP, including LRSPs/LIRAs, must convert to one or more retirement income sources by December 31st of the year they turn 71 or. Annual fee: $120. Talk to a Scotia advisor; Plans. Bns Investment Savings Account Series F (DYN6004. FREE. The funds are deposited directly into your account when sent, with fewer steps to complete the transaction and. Security;Overview. S. View Scotiabank's current interest rates on registered cash investments held within RESPs, RRSPs and RRIFs. Tap Direct deposit/void cheque info. Access eStatements. The First Home Savings Account, or FHSA, is a new type of registered plan available to Canadians. The application must be for a home that you ordinarily occupy as your residence. Scotiabank Gold American Express® Card. Scotiabank Market Linked GICs Disclosure DocumentN/A | pdf : 522 KB. 5 million customers. S. Visit an advisor at your branch. A $500 minimum investment is required. BNS Savings Accelerator 41,132. . Contributions into an RRSP are tax-deductible, meaning the money you pay into your RRSP is taken away from your taxable. View your statements and other account documents digitally. . Scotiabank Supports Canadians with the Launch of the First Home Buyers Savings Account Canada NewsWire TORONTO, Aug. 80%, depending on the balance, as of October. "To help close the gender representation gap in the automotive industry. We know how intimidating opening an bank account online can be, so we are happy to answer any questions you may have about getting started. No need to sign in or answer any security questions. $150. For a limited time, earn an interest rate of 5. 2. Guaranteed Investment Certificates (GICs) Savings. Earn a competitive interest rate on your money as it grows, with no monthly account fee. On April 30, 2022 the below amendments to the Canada Deposit Insurance Corporation (CDIC) Act will come into effect. Registered Retirement Savings Plans (RRSP) Tax-Free Savings Accounts (TFSA) First Home Savings Account (FHSA) Registered Education Savings Plans (RESP) Registered Retirement Income Funds (RRIF) Registered Disability Savings Plan (RDSP) Products. 400% for balances $250,000 or more) Promotional Interest Rate 1. $150. Scotiabank Premium Banking Accounts. Talk to a Scotia advisor; Plans. · $50 for an eligible withdrawal from your Scotia Registered Retirement. S. 0. 75% regular rate . Dollar Visa * Card. S. Savings Accelerator Account. Unlimited electronic transfers between Scotiabank accounts. 05%. For a limited time, earn an interest rate of 5. Scotiabank's Momentum PLUS Savings Account allows individuals to save for multiple goals in one account. “Minimum Guaranteed Return” means the minimum return, expressed as a percentage rate, you will be guaranteed to earn on your Scotiabank Market Linked GIC. It is not an annual. Scotiabank Savings Accelerator Account Scotiabank Market Linked GIC Not Available for Sale Accelerated-Rate GIC G7 Stock-Indexed GIC Scotia GIC with Flex Scotiabank Equity Powered GIC - American Growth Scotiabank Equity Powered GIC - Canadian Growth Scotiabank Equity Powered GIC - Canadian Guaranteed Return Apply online with eHOME. See your recent transactions in real time. The one that's right for you will depend on your specific needs and savings goals. 50) as follows:. Earn 5% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). Registered Retirement Savings Plans (RRSP) Tax-Free Savings Accounts (TFSA) First Home Savings Account (FHSA) Registered Education Savings Plans (RESP) Registered Retirement Income Funds (RRIF) Registered Disability Savings Plan (RDSP) Products. 2. 95 mo. Pay bills. account, credit card) after signing to Scotia Online Banking, your accounts will be automatically available for view and to transact on through both Scotia OnLine and Scotia Mobile Banking. 25/month: Not Available: Scotia U. View your statements and other account documents digitally. Rate will be paid on entire balance. 75% to 0. 00% on new FHSA deposits with the Savings Accelerator Account. It's easy to stay on top of your accounts with mobile and online banking. Earn 5% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). The Bank of Nova Scotia, Scotia Mortgage Corporation, Montreal Trust Company, and National Trust Company each issue these Featured GIC Rates. Both monthly fees can be waived if you keep a minimum balance of $4,000 and. Overview. The 3. 00/month – Waived with a $200 minimum daily closing balance: No Charge: No Charge: U. The maximum return does not include the minimum guaranteed interest rate. 79 Jan 31, 2023 *Campaign Bonus Interest Bonus on Savings Accelerator BalanceValue of up to $360 in welcome bonuses and point value with the Scene+ TM Student Banking Bundle includes $100 cash bonus and up to 13,250 in bonus Scene+ points (valued at up to $132. Registered Retirement Savings Plans (RRSP) Tax-Free Savings Accounts (TFSA) First Home Savings Account (FHSA) Registered Education Savings Plans (RESP) Registered Retirement Income Funds (RRIF) Registered Disability Savings Plan (RDSP) Products. Talk to a Scotia advisor; Plans. Registered Retirement Savings Plans (RRSP) Tax-Free Savings Accounts (TFSA) First Home Savings Account (FHSA) Registered Education Savings Plans (RESP) Registered Retirement Income Funds (RRIF) Registered Disability Savings Plan (RDSP) Products. With a self-directed plan, you can hold any qualifying investment you want. †. If your cashflow is positive, it means you have more. If you're looking for a safe option or a short-term parking spot until you make your long-term investment decision, you can put your. Last updated November 23, 2021. Get more CLB. Compare all Scotiabank Credit Cards. The FHSA lets first time homebuyers contribute up to $8,000 each year, with a maximum lifetime contribution of $40,000. It can also pay a monthly benefit in the event that you become disabled or involuntarily lose your job. Monthly fee $0. Scotiabank offers a 5. Need help signing in?Overview. Registered Retirement Savings Plans (RRSP) Tax-Free Savings Accounts (TFSA) First Home Savings Account (FHSA) Registered Education Savings Plans (RESP) Registered Retirement Income Funds (RRIF) Registered Disability Savings Plan (RDSP) Products. 5%, the first increase since the pandemic began two years ago. To learn more about changing your preferences at any time, please click the following link. Guaranteed Investment Certificates (GICs) Savings. Access eStatements. $250,000+: 1. To qualify for this offer make sure to open a new Scotiabank Scene+ Visa credit card account by February 29, 2024. The only major bank Δ offering you no foreign transaction fees, including for shopping online or abroad. We reserve the right to change, extend or cancel these offers at any time without prior notice. Rate will be paid on entire balance. We offer a range of Registered Disability Savings Plan options, with a choice of investments that includes Cash/Savings, GICs and Mutual Funds. Bank in the language you want: English, French, Simplified and Traditional Chinese, or Spanish*. 00% interest rate on high interest Scotiabank Savings Accelerator Account. Call 1 (800) 953-7441. Please note that past performance is not a guarantee of future performance and may not be repeated. BMO offers under two year GICs at better rates. However, interest rate penalties may apply to withdrawals that are made prior to the. Earn a premium interest rate on the entire balances up to $50,000,000, when you maintain a minimum daily balance of $25,000. You may be reimbursed up to $3,000 CDN per trip for loss or damage to your baggage due to a covered event 6. The Scotia Tax Free Savings Account (TFSA) is a great way to save. Each APR calculation is based on a mortgage of $100,000 with a 25 year amortization and a $300 appraisal fee. You can be pre-approved, search for a home, and get a mortgage all in one place with Scotiabank’s online mortgage application process. Start your home ownership journey. All the income (interest, dividend and capital gains) earned in your Scotia TFSA are tax-free for life. Registered Retirement Savings Plans (RRSP) Tax-Free Savings Accounts (TFSA) First Home Savings Account (FHSA) Registered Education Savings Plans (RESP) Registered Retirement Income Funds (RRIF) Registered Disability Savings Plan (RDSP) Products. The bonus interest rate (The “Bonus Rate”) applies to New Deposits (defined below) made into an eligible Scotiabank Savings Accelerator Account (“SSAA”) between August 14, 2023 and January 31. 2. Deposit. Cash and Savings Accelerator Your Investments 42U000000 DEEPAKREDDY MUDIREDDY 100%. $2. View your statements and other account documents digitally. Get the Scotia Savings Account! Reach your goals quickly with our interest bearing Savings account. Take the stress out of saving with the Momentum PLUS Savings Account and reward yourself with a great interest rate. 4% with the Scotiabank MomentumPLUS Savings Account. Ideal if you want to keep your vehicle for a long time. Grow your savings while you do life. Savings Accelerator Account; Invest with Mutual Funds; Scotia Portfolio Solutions;. Your one-stop shop for stories, hints and tips to help you make the most of your money. Tax receipts are issued from January through March of the year following the transaction (s). Guaranteed Income Optimizer Non-Redeemable GIC Personal Redeemable GIC . For instance, if the price of the new car is $35,000, and the dealer estimates that car will be worth $15,000 at the end of the three-year lease term, the $20,000 difference represents the cost of the car that. Scotia Money Market Fund (Premium Series) is not available for new purchases. Select More on your home screen, then Profile and settings, then Households. Book an appointment with an advisor. (“SCI”). Non-redeemable GIC allows you to fix a length of time to benefit from fixed interest rates. Registered Retirement Savings Plans (RRSP) Tax-Free Savings Accounts (TFSA) First Home Savings Account (FHSA) Registered Education Savings Plans (RESP) Registered Retirement Income Funds (RRIF) Registered Disability Savings Plan (RDSP) Products. Basic Chequing account allows you to do 12 transactions every month including up to 4 teller assisted transaction, 2 free Interac e-transfers per month, ideal for minimal banking needs. Talk to a Scotiabank Financial Advisor at one of our branches to learn more about STEP and Scotia Mortgage Protection. Investment Cash (BNS Dealer Only) Non-Personal Redeemable GIC. “Maximum Full Term Return” means the maximum return, expressed as a percentage rate, you may earn on your Scotiabank Market Linked GIC. 3. 00% on new FHSA deposits with the Savings Accelerator Account. To receive retroactive CLB beneficiaries must be 21 or younger. How do I cancel my Pre-authorized Contribution (PAC)? - Scotiabank Help Centre. The Bank of Nova Scotia (BNS), launched its new tax free First Home Savings Account or FHSA to encourage Canadians to own their first home. Scotiabank’s profit fell 15 per cent to $2. Invest for what matters tomorrow. Guaranteed Investment Certificates (GICs) Savings. 010%. The Minimum Guaranteed Return is calculated and compounded annually at the Annual Guaranteed Minimum Interest Rate. Scotiabank Supports Canadians with the Launch of the First Home Buyers Savings Account Canada NewsWire TORONTO, Aug. Proprietary ATM. To make a withdrawal from your TFSA: From your Accounts page, select your TFSA ; Go to Account Details and select TFSA Withdrawal; Choose the account you want to transfer funds to ; Enter the amount of your withdrawal ; Select Continue to confirm the details; If you don’t see your TFSA when you try to contribute, try accessing it from. *. Plus, when you’re travelling, you can get cash at over 44,000 partner ABMs worldwide without paying surcharges or access fees. Guaranteed Investment Certificates (GICs) Savings. The Annual Guaranteed Minimum Interest Rate is specified in your Investment Directions. For those ready to get started on their home savings journey,. If your financial situation changes you can cancel at any time. e. An eStatement is essentially the same as a paper statement. Get closer to your savings goals with a 1. Dollar GICs. TORONTO, Aug. Choose "Set-up Pre-Authorized Contributions" as your contribution type. We know how intimidating opening an bank account online can be, so we are happy to answer any questions you may have about getting started. An RRSP is a saving plan that you can contribute to throughout your working life. Since inception returns based on earliest available data: Scotia Global Growth Fund (Series A) since December 1964. Registered Retirement Savings Plans (RRSP) Tax-Free Savings Accounts (TFSA) First Home Savings Account (FHSA) Registered Education Savings Plans (RESP) Registered Retirement Income Funds (RRIF) Registered Disability Savings Plan (RDSP) Products. The GIC issue amount (the principal amount initially invested plus any interim interest earned until the issue date) will be paid on the maturity date. Registered Retirement Savings Plans (RRSP) Tax-Free Savings Accounts (TFSA) First Home Savings Account (FHSA) Registered Education Savings Plans (RESP) Registered Retirement Income Funds (RRIF) Registered Disability Savings Plan (RDSP) Products. 2. Choose the option that suits you best. If you need assistance at any point,. S. 350% for balances $0 - $249,999) / (0. 1-800-472-6842. Registered Retirement Savings Plans (RRSP) Tax-Free Savings Accounts (TFSA) First Home Savings Account (FHSA) Registered Education Savings Plans (RESP) Registered Retirement Income Funds (RRIF) Registered Disability Savings Plan (RDSP) Products. 80% on any uninvested cash in your account. Displayed card designs may not be available until 2023. Now is the time to optimize your finances, so it’s important to reset and think about your new priorities. A maximum investment of $5,000,000 per customer. Here are some of the common fees you may encounter using Scotiabank’s financial products and services. If you need assistance at any point, select the help icon. Let's dive into a conversation. 9 Use promo code SRPE15. The Minimum Guaranteed Return is calculated and compounded annually at the Annual Guaranteed Minimum Interest Rate. unch unch. Withdrawal at another local bank: TT$4. Stay connected. 50%. Earn interest on every dollar you save with unlimited transfer, no monthly fee and easy access anytime through Money Master Savings Account at Scotiabank. Scotiabank Savings Accelerator Account . $150. 400% for balances $250,000 or more) Promotional Interest Rate 1. Get 10 free equity trades when you invest a minimum of $1,000 in a new Scotia iTRADE ® account 9 – a value of $99. This is the Actual Return Paid for the term. Choose the timeline and track as you earn. A quick, easy, and secure way to connect with a Scotiabank advisor matched to your needs. $150. 16, 2023 /CNW/. The Canada Education Savings Grant (CESG) The CESG is equal to 20% on the first $2,500 in annual contributions made to. For 2023, the annual TFSA limit is $6,500, and Scotiabank offers two savings accounts you can use to hold TFSA funds. Remember my username or card number. (SSI). Terms and conditions. 1. Scotiabank Savings Accelerator Account: $5 service charge for an in-branch transfer to your Day-to-Day bank account from either a Non-Registered account or TFSA: Scotia Guaranteed Investment Certificates (GICs) There are no service charges on Scotia GICs. Scotiabank is a founding member of the Global ATM Alliance. account, credit card) after signing to Scotia Online Banking, your accounts will be automatically available for view and to transact on through both Scotia OnLine and Scotia Mobile Banking. (TSX: BNS) and New York Stock Exchange (NYSE: BNS). We reserve the right to change, extend or cancel these offers at any time without prior notice. July 26, 2023. Access to online banking to monitor account. Earn 1% bonus interest when you save regularly through our Scotiabank Savings Reward Plan (SSRP) No charge for Scotiabank ATM or in-branch deposits. Policy. By February 29, 2024, make a minimum deposit of $3000 in both your new eligible RRSP and TFSA (for a total minimum of. By phone. Moving Scotiabank TFSA 35K Somewhere else? Hi PFC. Your savings, chequing, credit cards, mortgages, personal loans, lines of credit and term deposits. Book an appointment with a Scotia advisor near you. 62. Guaranteed Investment. Accept All. As a result, the following language is being added to our Investment Companion Booklet. BNS_PPSE_1_003-066787 HRI- -5-1-00-611363. To qualify for the $300 bonus, (1) you must qualify as a StartRight customer, (2) you must open a Scotiabank Momentum Chequing Account or Scotia One Account (an “Eligible Account”) between. Take the stress out of saving with the Momentum PLUS Savings Account and reward yourself with a great interest rate. Earn $350 Open an eligible TFSA and RRSP. Evaluate Non-redeemable GIC and get comprehensive information. Talk to a Scotia advisor; Plans. Registered Retirement Savings Plans (RRSP) Tax-Free Savings Accounts (TFSA) First Home Savings Account (FHSA) Registered Education Savings Plans (RESP) Registered Retirement Income Funds (RRIF) Registered Disability Savings Plan (RDSP) Products. 1. Your financial plan can start with a simple conversation. Eligible Registered Account (s) Cash Bonus. To enrol in direct deposit with CRA: From the app’s Home screen, tap your chequing account. The FHSA lets first time homebuyers. “Minimum. $3. Need help signing in?11 hours ago · In his first remarks to investors as the new head of Bank of Nova Scotia BNS-T, newly minted chief executive officer Scott Thomson zeroed in on the lender’s. 90 in savings‡ with the Scotia iTRADE ® perk for Student Banking Advantage Plan holders ($4. Depending if you are a Youth, Adult or Senior, you may qualify for one of our specialty accounts. Minimum Balance 0. To set up a PAC online, simply log in to your Scotia Online ® Account and: 1. Go to Transfers > Add to Scotia Investments > Contribute. Get up to 2% cash back on eligible gas station, grocery store, drug store purchases and recurring payments. Anyone know how the BNS savings accelerators in the ScotiaBank TFSAs work? I have 2500$ in my Scotia TFSA and I’m just wondering what the BNS savings accelerator is. Free. The catch is that it is an awful interest rate. The bank pays you a small percentage as an incentive to leave your money in. Scotia RDSP Products. Earn up to $650* in value in the first 12 months, including up to 40,000 bonus Scene+ points. Guaranteed Investment. Scotiabank tax-free savings accounts qualify for Scotiabank’s Savings Accelerator program, an interest-generating add-on that lets you earn 0. Talk to a Scotia advisor; Plans. Welcome to Scotiabank, a global bank in Canada & the Americas. Dollar Daily Interest saving account, which. Eligible SSAAs include only those held within a First Home Savings Account (FHSA). Accelerate your savings. Talk to a Scotiabank Financial Advisor at one of our branches to learn more about STEP and Scotia Mortgage Protection. Never share your user IDs, passwords, or PINs with anyone – even family and friends. Stay connected. Card. "Annual Guaranteed Minimum Interest Rate” is an annualized return of the Minimum Guaranteed Return (defined below), expressed as a percentage rate. Retirement. Start investing. 0. Step 5Book an appointment. Online Contribute to your RSPs through Scotia OnLine® Sign In. No, most of the Scotia savings accounts do not charge a monthly account fee. Learn more. Interest rates: 20. 79 Jan 31, 2023 *Campaign Bonus Interest Bonus on Savings Accelerator BalanceValue of up to $360 in welcome bonuses and point value with the Scene+ TM Student Banking Bundle includes $100 cash bonus and up to 13,250 in bonus Scene+ points (valued at up to $132. Relay service calls are always accepted at all of the following numbers. 0. The government sets the maximum contribution room for your TFSA every year. 888-472-6842. At the end of each business day, we'll total the round up amounts from. The central bank’s move will have the follow-on effect of making it more expensive to borrow money from most lenders, such as for a home. No, most of the Scotia savings accounts do not charge a monthly account fee. 1. You own the vehicle. Earn a savings. Enjoy what matters today. Bank anywhere. Guaranteed Investment. S. Banking fees can vary based on the accounts you have and how you use them. It's a savings account that has a higher interest rate than a regular savings account. There is one main difference between the Scotiabank savings Accelerator account and the Momentum PLUS account. 472. View more card details. Profile. SSI is a corporate entity, separate. For more information on Scotiabank Equity Powered GICs, the underlying basket of shares, return calculations and payments, please see the Scotiabank Equity Powered GIC Fact Sheet. Scotiabank TFSA Savings Accelerator Account. Value of up to $360 in welcome bonuses and point value with the Scene+ TM Student Banking Bundle includes $100 cash bonus and up to 13,250 in bonus Scene+ points (valued at up to $132. It has no monthly fees and a regular interest rate of 1. The government sets the maximum contribution room for your TFSA every year. Other Scotiabank MomentumPLUS Savings Account. High interest saving account. To make a withdrawl from your Momentum PLUS Savings Account (MPSA): From the app’s Home screen, tap your Momentum PLUS Savings account Tap Make a withdrawal Choose the From and To accounts Enter an amount Choose either Once or schedule a Recurring transferSelect a date Slide to transfer. On-the-go. The National Trust Company was incorporated on August 12, 1898 under the name of The National Trust Company of Ontario Limited. Either an Eligible RRSP or Eligible TFSA. Autodeposit. Get up to 7 years of statements. By phone. Tap Manage. Bank Accounts. 5% if you have a balance over $0). Book an appointment. Entering retirement is an important chapter of your life. If you want the savings accelerator product and don't have 400k to invest just pick bns. Talk to a Scotia advisor; Plans. 95 /mth. 16, 2023 First Home Savings account offers eligible Canadians the ability to gro. Scotiabank has a number of savings accounts tailored towards different needs. 010%. 16, 2023 First Home Savings account offers eligible Canadians the ability to gro. A Scotiabank Investment Specialist can help bring your unique goals to life with a customized financial plan. Both accounts have no monthly fees. Earn a competitive interest rate on your money as it grows, with no monthly account fee. If you obtain a new Scotiabank product (i. Choose the RRSP account you want to contribute regularly to. €200 Monthly Maintenance Fee $1 Why We Picked It Pros & Cons Details Scotia U. 1. $3,000 into both a new Eligible RRSP and a new Eligible TFSA (for a total minimum of $6,000 combined) Both an Eligible RRSP and an Eligible TFSA. Guaranteed Investment Certificates (GICs) Savings. Eligible for Scotiabank Savings Reward Plan enrollment. Investment Cash (BNS Dealer only) Non‑Redeemable GIC Scotiabank Market Linked GIC – Scotiabank Canadian Top 60. Book an advisor. View transaction limits. Registered Retirement Savings Plans (RRSP) Tax-Free Savings Accounts (TFSA) First Home Savings Account (FHSA) Registered Education Savings Plans (RESP) Registered Retirement Income Funds (RRIF) Registered Disability Savings Plan (RDSP) Products. 75%; $250,000. $2. Special Offer. Your financial plan can start with a simple conversation. S. 25. Start your home ownership journey. 1. To help us figure out which account might be right for you, let us know if you identify. Guaranteed Investment Certificates (GICs) Savings. . TORONTO, Aug. Dollar Visa * Card is the perfect companion. Accounts>Manage My Accounts>Scotia ITRADE>Service Request>Enroll. By phonePrefer to talk to us? 1 (800)268-9269 Mon-Fri (8am-6pm) In person Make an appointment at your local branch Find a local branch. BNS Dodd Frank Act Disclaimers: This material has been prepared and distributed by The Bank of Nova Scotia for informational and marketing purposes only and should not be construed as an opinion as to whether you should enter into any swap or security-based swap or trading strategy involving a swap or security-based swap, as the case may. Visit us 24/7 with online banking and our mobile app. I'm with Scotiabank. "The Scotiabank Women Initiative is dedicated to empowering women entrepreneurs and increasing their economic and professional opportunities," says Sloane Muldoon, Senior Vice President, Retail Performance and Co-Chair of The Scotiabank Women Initiative. The Bank of Canada said today it is raising its benchmark interest rate by 25 basis points to 0. Eligible deposits could be in any currency. Tap Direct deposit/void cheque info. Earn 3 Scene+ points 7 on every $1 you spend at Sobeys, Safeway, IGA, Foodland & Participating Co-ops and more. Talk to a Scotia advisor; Plans. APR 7. 00% on new FHSA deposits with the Savings Accelerator Account. 30% (the “Bonus Rate”) will apply to deposits made to the Account for 3 months (90 days) from the date the Account was opened (the “Bonus Rate Period”). Δ. With this feature, you and the sender do not need to agree on a security question. 50) as follows: $100 cash offer for new Student Banking Advantage ® Plan customers. $3,000 into both a new Eligible RRSP and a new Eligible TFSA (for a total minimum of $6,000 combined) Both an Eligible RRSP and an Eligible TFSA. Essentially, both the Registered Retirement Savings Plan (RRSP) and the Tax-Free Savings Account (TFSA) have certain income tax benefits. If you obtain a new Scotiabank product (i. Talk to your Scotia advisor about all the ways to invest so that you. 40%. Scotiabank's Momentum PLUS Savings Account allows individuals to save for multiple goals in one account. $1. Basic Plus Account. Generally, if you purchased investment products, such as stocks, and they had gone up in value when you sold them, you will have realized a capital gain and 50% of that gain is subject to tax. With Scotiabank’s advice, planning tools and investment options, we. 00% interest rate on high interest Scotiabank Savings Accelerator Account; TORONTO , Aug. Scotiabank offers a 5. Features & Benefits. Debit Card allows for shopping online and at overseas POS. To use the cashflow feature: From the app’s home screen, tap Advice+. 40%. 00%. Sign in to Scotia OnLine and start banking online today.